To make this delicious dish you will need: Tortillas, Ground Beef, Onion, Water, Green Bell Pepper, Diced Tomatoes with Green Chiles, Refried Beans, Black Beans, Mexican Blend Shredded Cheese, and Taco Seasoning.

Heat a large skillet over medium to medium-high heat. Add the ground meat, bell pepper, and onion. Cook until the meat is no longer pink.

Add the water, taco seasoning, black beans, and diced tomatoes to the meat mixture. Bring to a boil and simmer for about 10 minutes or until the liquid has mostly evaporated.

Spread some refried beans over a layer of tortillas in a casserole dish. 

Now add some of the ground beef mixture followed by some shredded cheese. 

Repeat the layers 2 times and end the layers with the last two tortillas and more shredded cheese. Bake.

Serve the casserole topped as desired with lettuce, tomatoes, sour cream, green onions, and/or sliced jalapenos. Use your favorite toppings!